Total & Permanent Disability – TPD
Have you thought about what would happen to you if you became totally and permanently disabled?
Would you be able to meet your financial commitments and maintain your quality of life?
Total and Permanent Disability Insurance is normally an optional extra cover on a Life Insurance or Trauma Insurance policy and commonly covers against you being permanently unable to work in your chosen occupation.
Working as an Electrician, Jeremy (35) is involved in a serious car accident on his way home. The accident causes a major head trauma, leaving him permanently disabled.
Jeremy now suffers from weak limb movements on his right hand side and can no longer continue work as a Electrician. Living on the third floor in a small block of units, the only access to his unit is via the stairs. This is not ideal as climbing stairs causes Jeremy great pain. Once released from hospital, Jeremy makes the decision to look for a unit with ground floor access. Because he owns his unit, there could be a delay before the sale proceeds can be used to put a deposit on a more suitable apartment.
Fortunately for Jeremy, he’d thought ahead and taken out TPD cover when he began his Electrician career.
In this case of severe disabilities such as Major Head Trauma, TPD cover will give him the necessary cash when he needs it most. Provided by CommInsure Claims.
To make an appointment to discuss your TPD Insurance needs please contact us directly on (07) 3170 3707 or click here to email us.
146 Bloomfield Street, Cleveland
PO Box 1319, Cleveland QLD 4163 4163
Phone: 07 3170 3707
ABN: 16 074 508 071
Monday-Friday: 8:30am to 5pm
Coopers N’Cents Financial Services ABN 16 074 508 071 trading as
HFB Wilsons Pty Ltd – ABN 63 616 059 324 as a Corporate Authorised Representative
No 253397 of Clearview Financial Advice Pty Ltd
AFSL No: 331367 ABN: 89 133 593 012 Website: www.clearview.com.au